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Rates
Service Rates

Service Rates

Overdrafts

No overdrafts are allowed on accounts as this is in violation of the Credit Union and Caisses Popalaries Act, however subject to credit approval a line of credit loan can be arranged to cover cheques on your account to a predetermined credit limit. See our loans department for details.

Effective Date: May 1st, 2009
Note: All posted rates are subject to change without prior notice.

Advantage Chequing Account $11.95
Process a personal cheque/electronic debit $0.65
Process a business cheque/electronic debit $0.95
Process a deposit no charge
Process a withdrawal no charge
Process a cheque in US funds on your account $15.00
Transfer of funds between accounts as per customer request $4.00
Transfer of funds between accounts to cover an insufficient funds cheque $6.00
Cheque you write returned due to insufficient funds in your account $40.00
Cheque deposited is returned unpaid $4.00

Request to place a stop payment on a cheque $10.00
Certification at your request of a cheque drawn on your account $5.00
Certificate of a third party request of a cheque drawn on your account $8.00
Holding a post dated cheque for other then a loan or mortgage payment no charge
Processing non-encoded cheques $7.00
Payment of each utility bill $1.25
Internet and telephone banking - bill payment $0.60
Interim Statement $5.00

Charge for sending a notice after your account has
become dormant and for maintaining account when no
acknowledgment received from you
1 Year $25.00
2 Year $35.00
3 Year $50.00

Direct deposit of GIC interest to your account no charge
Mail deposits no charge
Inter-branch Banking no charge
Loan and mortgage payment debits no charge
Auditor confirmation requests $20.00
Purchase of Travelers Cheques no charge
Twin Cheques        1% commission
Wire funds to another Credit Union in Ontario $20.00
Out of Province                      $25.00
Purchase of Money Orders
Canadian                                 $4.50
U.S.               Exchange rate + $5.25
Monthly statement on chequing account $5.00
Monthly statement on business account $7.00
Night Depository Bag rental annually $30.00
Issue a corporate cheque at your request $5.00

Safety Deposit Boxes
small (per year) $40.00
medium (per year) $55.00
large (per year) $70.00
Point of sale transaction $0.60
ABM withdrawal $1.25
Credit Union ABM withdrawal Free
Loan Fees – Please check with our Loan Department
 
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