Guaranteed Investment Certificate (GIC)

• Minimum deposit of $500.00
• Terms from 1 to 5 years
• Non - cashable until maturity
• Insured to $100,000.00 by Deposit Insurance Corporation of Ontario

Registered Retirement Income Fund (RRIF)

• Minimum deposit of $500.00
• Terms from 1 to 5 years
• Flexible payment terms
• Insured to $100,000.00 by Deposit Insurance Corporation of Ontario

Registered Retirement Savings Plan (RRSP)

• Minimum deposit of $500.00
• Terms from 1 to 5 years
• Floating rates available for cashable plans
• Interest compounded annually
• Insured to $100,000.00 by Deposit Insurance Corporation of Ontario

Tax Free Savings Account

• Residents of Canada, 18 years of age or older with a valid SIN are eligible
• $5000 maximum contribution limit each year beginning in 2009
• Contributions are not tax deductible
• All income earned will not be taxed
• Funds may be withdrawn at any time and are not taxable

Term Deposits

• Minimum deposit of $1000.00
• Terms from 30 days to 364 days
• Cashable with interest penalty
• Insured to $100,000.00 by Deposit Insurance Corporation of Ontario