function init()
{
	//Main Menu items:
	menus[0] = new menu(22, "horizontal", 0, 75, -2, -2, "#C6BEA6", "#004B21", "Verdana,Helvetica", 9, 
		"bold", "bold", "white", "white", 1, "gray", 3, "rollover:menu/images/tri-down1.gif:menu/images/tri-down2.gif", false, true, true, false, 0, true, 4, 4, "black");
	menus[0].addItem("index.php", "", 150, "left", "About Us", 1);
	menus[0].addItem("#", "", 120, "left", "Personal", 2);
	menus[0].addItem("#", "", 200, "left", "Business & Agriculture", 5);
	menus[0].addItem("rates.php?type=invest", "", 150, "left", "Rates", 7);
	menus[0].addItem("#", "", 150, "left", "Other Services", 8);


//Sub Menu for 2nd Main Menu Item ("Personal"):
	menus[1] = new menu(170, "vertical", 0, 0, -5, -5, "#F2EAD2", "#004B21", "Verdana,Helvetica", 9, "bold", 
		"bold", "black", "white", 1, "gray", 2, 62, false, true, false, true, 6, true, 4, 4, "black");
	menus[1].addItem("cuadvantage.php", "", 44, "left", "Credit Union Advantage", 0);
	menus[1].addItem("contactus.php", "", 22, "left", "Branch Locations", 0);
	menus[1].addItem("contactus.php", "", 22, "left", "Contact Us", 0);
	menus[1].addItem("missionstatement.php", "", 22, "left", "Mission Statement", 0);
	menus[1].addItem("privacystatement.php", "", 22, "left", "Privacy Statement", 0);
	menus[1].addItem("legal.php", "", 22, "left", "Legal Information", 0);



//Sub Menu for 3rd Main Menu Item ("Business & Agriculture"):
	menus[2] = new menu(160, "vertical", 0, 0, 0, 0, "#F2EAD2", "#004B21", "Verdana,Helvetica", 9, "bold", 
		"bold", "black", "white", 1, "gray", 2, "rollover:menu/images/tri-right1.gif:menu/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "black");
	menus[2].addItem("personalaccounts.php", "", 22, "left", "Accounts", 4);
	menus[2].addItem("personalinvestments.php", "", 22, "left", "Investments", 3);
	menus[2].addItem("personalmortgages.php", "", 35, "left", "Mortgages & Loans", 0);


	//Sub Menu for Sub Menu "Investments":
		menus[3] = new menu(310, "vertical", 0, 0, 0, 0, "#F2EAD2", "#004B21", "Verdana,Helvetica", 9, "bold", "bold", "black", "white", 1, "gray", 2, 62, false, true, false, false, 0, true, 4, 4, "black");
		menus[3].addItem("personalinvestments.php#gic", "", 22, "left", "GIC", 0);
		menus[3].addItem("personalinvestments.php#rrif", "", 22, "left", "Registered Retirement Income Fund", 0);
		menus[3].addItem("personalinvestments.php#rrsp", "", 22, "left", "RRSP", 0);
		menus[3].addItem("personalinvestments.php#tfsa", "", 22, "left", "Tax Free Savings Account", 0);
		menus[3].addItem("personalinvestments.php#term", "", 22, "left", "Term Deposits", 0);


		//Sub Menu for Sub Menu "Accounts":
			menus[4] = new menu(280, "vertical", 0, 0, 0, 0, "#F2EAD2", "#004B21", "Verdana,Helvetica", 9, "bold", "bold", "black", "white", 1, "gray", 2, 62, false, true, false, false, 0, true, 4, 4, "black");
			menus[4].addItem("personalaccounts.php#advantagechequingaccount", "", 22, "left", "Advantage Checking Account", 0);
			menus[4].addItem("personalaccounts.php#bonus50account", "", 22, "left", "Bonus 50 Account", 0);
			menus[4].addItem("personalaccounts.php#growwithusyouthaccount", "", 22, "left", "Grow with Us Youth Account", 0);
			menus[4].addItem("personalaccounts.php#personalchequingaccount", "", 22, "left", "Personal Chequing Account", 0);
			menus[4].addItem("personalaccounts.php#dailyinterestchequingaccount", "", 22, "left", "Daily Interest Chequing Account", 0);
			menus[4].addItem("personalaccounts.php#dailyinterestsavingsaccount", "", 22, "left", "Daily Interest Savings Account", 0);
			menus[4].addItem("personalaccounts.php#specialsavingsaccount", "", 22, "left", "Special Savings Account", 0);



//Sub Menu for 4th Main Menu Item ("Business Accounts"):
	menus[5] = new menu(240, "vertical", 0, 0, 0, 0, "#F2EAD2", "#004B21", "Verdana,Helvetica", 9, "bold", "bold", "black", "white", 1, "gray", 2, "rollover:menu/images/tri-right1.gif:menu/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "black");
	menus[5].addItem("businessaccounts.php", "", 22, "left", "Accounts", 6);
	//menus[5].addItem("cais.php", "", 50, "left", "Canadian Agricultural Income Stabilization (CAIS) Program", 0);
	//menus[5].addItem("businessinvestments.php", "", 22, "left", "Investments", 0);
	menus[5].addItem("businesscredit.php", "", 22, "left", "Credit Services", 0);


	//Sub Menu for Sub Menu "Investments":
		menus[6] = new menu(180, "vertical", 0, 0, 0, 0, "#F2EAD2", "#004B21", "Verdana,Helvetica", 9, "bold", "bold", "black", "white", 1, "gray", 2, 62, false, true, false, false, 0, true, 4, 4, "black");
		menus[6].addItem("businessaccounts.php", "", 22, "left", "Business Accounts", 0);

//Sub Menu for 3rd Main Menu Item ("Rates"):
	menus[7] = new menu(160, "vertical", 0, 0, 0, 0, "#F2EAD2", "#004B21", "Verdana,Helvetica", 9, "bold", 
		"bold", "black", "white", 1, "gray", 2, "rollover:menu/images/tri-right1.gif:menu/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "black");
	menus[7].addItem("rates.php?type=invest", "", 44, "left", "Investment Certificates", 0);
	menus[7].addItem("rates.php?type=rr", "", 44, "left", "RRIF & RRSP GIC Rates", 0);
	menus[7].addItem("rates.php?type=tfsa", "", 44, "left", "Tax Free Savings Account Rates", 0);
	menus[7].addItem("servicerates.php", "", 22, "left", "Service Rates", 0);


//Sub Menu for 3rd Main Menu Item ("Other Services"):
	menus[8] = new menu(160, "vertical", 0, 0, 0, 0, "#F2EAD2", "#004B21", "Verdana,Helvetica", 9, "bold", 
		"bold", "black", "white", 1, "gray", 2, "rollover:menu/images/tri-right1.gif:/menu/images/tri-right2.gif", false, true, false, false, 0, true, 4, 4, "black");
	menus[8].addItem("debitservices.php", "", 22, "left", "Debit Services", 0);
	menus[8].addItem("telephonebanking.php", "", 44, "left", "Telephone Banking", 0);
	menus[8].addItem("cardservices.php", "", 22, "left", "Card Services", 0);
	menus[8].addItem("travelinsurance.php", "", 22, "left", "Travel Insurance", 0);	


} //OUTER CLOSING BRACKET. EVERYTHING ADDED MUST BE ABOVE THIS LINE.